is this country's leading consumer advocate for financial safety. He has helped millions of Americans judge the financial stability of insurance companies, HMOs, banks, savings and loans, and securities brokers.

Dr. Weiss' new book, Crash Profits: Make Money When Stocks Sink AND Soar, provides investors with easy-to-follow, step-by-step instructions on how they can make profits, both while the market is falling and when it recovers, regardless of their age or financial situation. It has been listed on the Wall Street Journal best-seller list.

His best-seller, The Ultimate Safe Money Guide: How Everyone 50 and Over Can Protect, Save, and Grow Their Money, exposed the conflicts of interest that continue to plague the stock brokerage community and gave baby boomers a road map to grow their wealth safely. It was listed on the New York Times Business, Wall Street Journal, and BusinessWeek best-seller lists, as well as the Barron's Roundup for 2002.

Dr. Weiss began his career in 1971 when he founded Weiss Research, dedicated to evaluating the safety of financial institutions and investments for consulting clients. After spending two years in Japan as a Fulbright Scholar studying management techniques at Japanese financial institutions, Dr. Weiss returned to the United States in 1980 to begin issuing formal safety ratings on banks and savings institutions. His firm issued the first independent insurance ratings in 1989, the first ratings of brokerage firms in 1992, the first HMO ratings in 1994, and the first risk-oriented ratings on stocks in 2001.

He has testified before Congress several times, where he has proposed legislation requiring full financial disclosure to the consumer. His ratings are among the very few that consistently warned investors of financial difficulties, including the failure of large insurance companies in the early 1990's as well as the demise of Enron in 2001. Weiss Ratings is a continuing source of data and financial analysis to the U.S. General Accounting Office, Congressional committees, the Office of Management and Budget, and more.

Dr. Weiss holds a bachelor degree from New York University and a Ph.D. from Columbia University.

Over the last 14 years, Martin Weiss has been a continuing advocate for consumers and investors in the insurance, banking and brokerage industries, dedicating his time and resources to Congressional testimony, constructive proposals for reforms in the securities industry, standards of practice for newsletter publishers as well asound accounting and fiscal policy:

July 1991	U.S. House of Representatives: Martin D. Weiss testifies before the House Subcommittee on Commerce, Consumer Protection, and Competitiveness regarding the insurance crisis, proposing better risk disclosure to consumers.
Feb. 1992	U.S. Senate: Mr. Weiss testifies before the Senate Committee on Banking, Housing, and Urban Affairs regarding the crisis of confidence in the insurance industry, proposing specific steps for overcoming the crisis.
1992	Publishing industry: Weiss Research becomes a member of Newsletter and Electronic Publisher’s Association (NEPA).
1994	Investors: Martin Weiss’ Safe Money Report warns that stock research and ratings issued by Wall Street brokerage and investment banking firms are distorted by conflicts of interest, offering investors recommendations on how to acquire unbiased and objective information.
1999	Investors: Martin Weiss’ Safe Money Report warns that a large percentage of corporate earnings reports are suspect of manipulation, offering investors instructions on how to avoid any adverse consequences.
Nov. 1999	Consumers: Martin Weiss offers free advice to Medicare beneficiaries being dropped from their HMOs.
June 2002	National Press Club: Martin Weiss presents the white paper, Crisis of Confidence on Wall Street, proposing ways to help investors make constructive, informed decisions in the selection of brokers.
July 2002	U.S. Senate: Martin Weiss provides a white paper on accounting reform, proposing that corporate financial statements be reviewed quarterly and that the record of each auditing firm's warnings of future difficulties be tracked and disclosed to the public. The Senate e-mails highlights of the Weiss white paper to its members immediately prior to their vote on the Public Company Accounting Reform and Investor Protection Act of 2002, sponsored by Sen. Paul Sarbanes (D-MD).
Aug. 2002	SEC: Weiss submits industry commentary to the SEC regarding proposed rules on analyst certification. Weiss recommends that regulators address the sources and causes of the conflicts with more specific measures aimed at promoting a change in the structure of the investment banking and brokerage business.
Dec. 2002	SEC: Weiss submits public commentary proposing that nationally recognized statistical rating organizations (NRSROs) be required to operate without conflicts of interest in their business models, or failing to do so, to at least better disclose those conflicts.
March 2002	SEC: Weiss submits comments on NYSE and NASD proposed changes relating to exchange rules and to research analyst conflicts of interest, proposing the creation of a comprehensive stock ratings database made widely available to the public, enabling investors to compare the ratings and historical track records of research analysts and their firms.
Oct. 2002	Financial Publishers: Mr. Weiss proposes improvements to industry marketing practices in order to provide better investor protection and disclosure, recommending guidelines for the use of testimonials and the substantiation of claims.
May 2003	SEC and state regulators: Martin Weiss provides a detailed analysis and comparison of overlapping rule-making initiatives by the SEC, state attorneys general, the National Association of Securities Dealers (NASD), the New York Stock Exchange (NYSE), and the Global Settlement. Weiss proposes (1) a better centralization of the various initiatives under the SEC, (2) divestiture of investment banking from companies providing research analysis and recommendations, and (3) a better link between each analyst’s incentive compensation and his or her performance track record.
June 2003	U.S. Senate: Martin Weiss submits testimony regarding medical malpractice caps, which, in turn, forms the primary basis of a presentation by Senator Kennedy on the Senate floor.
Nov. 2003	NEPA: Martin Weiss proposes the establishment of standards of practice for financial newsletter publishers which NEPA would adopt as a model for its members to adhere to voluntarily.
March 2004	Investorside Research Conference: Mr. Weiss presents white paper “Stock Research for the Global Settlement: Qualitative or Quantitative Approaches?” In it, Weiss demonstrates the constructive role quantitative approaches can play in shielding the research process from bias and conflicts, proposing that regulators shed any prejudice they may have against such approaches.
Oct. 2004	Financial Publishers: Martin Weiss founds the Financial Publishers Association, devoted to enhancing and maintaining the financial publishing industry’s reputation for excellence while helping individual investors build their wealth.
Nov. 2004	Investors and nonprofit groups: Mr. Weiss launches the Sound Dollar Committee’s Investor Campaign for an Honest Budget. www.SoundDollarCommittee.org